(total positions: 35+,
posted on: Nov 22, 2020)
Asset Business Operations:
Manage delivery of asset products and services to clients by lending staff.
Manage sales efforts, business analysis and client screening, loan disbursements, payment collection, savings (if applicable), etc.
Participate actively in credit operations and interaction with clients; spend time in the field in direct contact with credit teams and clients.
Perform spot checks of clients and Credit Officer Activities.
Perform a leadership role in credit committees to ensure high technical quality of business analysis and credit decision-making. Approve loans up to amounts specified in credit manual for the position and personal credit approval limits.
Responsible of screening asset files as monitor customer credit appraisals, branch PAR and control the OD numbers.
Daily monitoring of MIS on LO’s working in the individual branch(mobilization,2H,F2F, field visits)
Staff Management and Development:
Work with each direct report and/or team to define goals, objectives including special short and long term targets, performance standards and measures to evaluate desired results
Assure that subordinates have a clear understanding of what performance results and behaviors are expected from them
Assure that each direct report is equipped with all technical, administrative and material resources necessary to achieve required of performance
Create and maintain positive working environment to the highest ethical level; promote mutual respect, understanding, trust and cooperation among all team members;
Advocate and commit to ongoing training and development to foster a learning culture;
Provide mentoring, coaching, counseling to subordinates to help them improve their performance, develop necessary skills and potential for career advancement;
Manage and control branch asset side compliance in accordance to all policy manuals and other policy guidance documentation.
Implement effective monitoring on lending side and ensure rapid follow-up on issues raised by review departments
Respond to audit and compliance reports timely. Follow up on findings and implement-accepted recommendations.
Monitor high risk accounts which may be written off in future and resolve write off portfolio at branch level
Assist branch manager in branch deposits targets and maximize branch business as per assigned targets.
Work on New business development for deposits.
Deposit mobilization and identification of potential customers for target achievement if any.
Risk and Compliance Management:
Interpersonal Skills, Oragnized Self Starter, judgement and decision making,
Job Type Full Time/Permanent ( First Shift (Day) )
Minimum Education Bachelors
Career Level Experienced Professional
Minimum Experience 1 Year(Females are encouraged to apply)