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Assistant Credit Officer / Credit Officer
Business Banking Department, Lahore, Allahabad, Arifwala, Bahawalnagar, Bahawalpur, Bhakkar, Burewala, Chishtian, Depal Pur, Dunyapur, Fort Abbas, Haroonabad, Hasilpur, Haveli Lakha, Jalal Pur Priwala, Jaranwala, Jehanian, Karoor Pacca, Kasur, Khanewal, Lodhran, Mailsi, Manga Mandi, Mian Chunnu, Multan, Muzaffargarh, Nankana Sahib, Okara, Pak Pattan Sharif, Patoki, Raiwind, Shujabad, Vehari
Apply By Nov 14, 2016
Job Description (total positions: 35+, posted on: Oct 19, 2016)

  • To analyze potential loan markets and develop referral networks to locate prospects for loans.
  • To find potential clients, individuals, or businesses in need of loans.
  • To help clients to apply for loans and review loan agreements to ensure that they are complete and accurate according to bank’s policy.
  • To analyze and verify the application to determine the client’s worthiness.
  • To get the approval of BCC before disbursement of loan amount.
  • To submit applications to credit risk officer for verification and recommendation.
  • To disburse the loan after complete satisfaction of related formalities.
  • To compute payment schedules and make sure client understand it.
  • To educate the customer to pay the installment at bank’s counter.
  • To handle customer complaints and take appropriate action to resolve them.
  • To manage the repayment schedules of customers for timely recovery of their monthly installments.
  • To build a good rapport with clients to make him/her repeat client.
  • To follow up on delayed installments.
  • To initiate collateral liquidation if a client defaults on a loan.
  • To prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • To prepare daily activity report to be sent to the BM.
  • To achieve targets as per branch daily/weekly/monthly score card.

Industry
Banking/Financial Services
Category
Accounts, Finance & Financial Services
Job Type
Full Time/Permanent ( First Shift (Day) )
Gender
No Preference
Age
20 - 40 Years
Education
Bachelors - Bachelors
Degree Title
B.Com/BBA/BA/BS
Career Level
Entry Level
Minimum Experience
1 Year
Work Permit
Pakistan