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Assistant Credit Officer / Credit Officer
Business Banking Department, Multan, Bhakkar, Dera Ghazi Khan, Dunyapur, Khanewal, Layyah, Mian Chunnu, Vehari, Yazman Mandi
Apply By Sep 25, 2017
Job Description (total positions: 10, posted on: Aug 17, 2017)

•       The LO (CO) is an experienced Loan Officer responsible for the continued development, cultivation and growth of business lending for FINCA in the target market and region.

•       With minimal supervision, the LO is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.

•       The LO must be driven by the social mission of FINCA to provide credit and services to small businesses that do not have access to loans from commercial sources.

•       The LO works with internal staff and external customers to successfully generate quality business loans in their respective markets.

•       The position is directly responsible for business development and sales and will have specific lending goals to attain during each month.

•       To build a good rapport with clients to make repeat clients.

•       Assist RM/BM to follow up on delayed installments. To initiate collateral liquidation if a client defaults on a loan.

•       Assist RM/BM to prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

•       The LO constantly examines and develops methods of increasing FINCAs market presence and production including new products.

•       The LO, as a front line employee, recommends ways to effectively and efficiently provide products and services to our clients to ensure customer satisfaction.

•       Also does cross selling of other FINCA products.

•       The LO is responsible for training, coaching and guiding ALOs (ACOs) and is an active participant in working groups and credit committees.

He/she will be responsible to training/coach min. one ALO.

Industry
Banking/Financial Services
Category
Sales & Business Development
Job Type
Full Time/Permanent ( First Shift (Day) )
Gender
No Preference
Age
22 - 30 Years
Minimum Education
Bachelors
Degree Title
B.Com M.Com,BBA MBA or equivalent
Career Level
Entry Level
Required Experience
Fresh - 2 Years(Sales and Business Development)