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Loan Officer
Business Banking Department, Lahore, Peshawar, Bhakkar, Ghotki, Gilgit, Malakwal, Mirpur (AJK), Quaidabad, Kotli, Ahmed pur Sial
Apply By Nov 4, 2017
Job Description (total positions: 32, posted on: Oct 4, 2017)

• The Assistant Loan Officer is responsible for growth of business lending for FINCA, Pakistan in the target market and region.

• The Loan Officer is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.

• The Loan Officer must be driven by FINCAs mission to provide financial services to the Pakistans lowest-income entrepreneurs so they can create jobs, build assets and improve their standard of living.

• The ALO works with internal staff and external customers to successfully generate quality business loans in their respective markets.

• The position is directly responsible for business development and sales and will have a specific lending goals to attain during each month.

• To build a good rapport with clients to make repeat clients.

• To follow up on delayed installments.

• To Assist all seniors including Relationship or Branch Manager to initiate collateral liquidation if a client defaults on a loan.

• Helps RM/BM prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action (whichever applicable).

• The LO also does cross selling.

• The Loan Officer typically works under direct supervision and guidance of RM or Branch Manager

 Competencies & Training

Core Competencies:

  • Client focus, Interpersonal skills
  • Communication planning & organizing, Initiative
  • Judgment & decision making, Influencing/persuasiveness

Professional Training:

  • Persuasion & influencing, Customer service, Goal setting.
  • Giving and receiving feedback, Communication skills.

Technical Training:

  • Loan products review, Lending cycle, Standards of client service, Client acquisition
  • Balance, Profit & loss, Screening, Cross check, Financial ratios, Risk analysis
  • Completing form, Loan agreement, Monitoring collections, Symptoms of fraud , Policies & procedures.

Industry
Banking/Financial Services
Category
Sales & Business Development
Job Type
Full Time/Permanent ( First Shift (Day) )
Gender
Female
Minimum Education
Bachelors
Career Level
Entry Level
Required Experience
Fresh - 2 Years